The Next 10 Years

We have a lot riding on the markets over the next 10 years. The return from stocks and bonds will determine if 78 million baby boomers accumulate enough money to retire and if Generation X (born between 1965 and 1980) will reach a standard of living enjoyed by previous generations. These answers will be contingent [...]

Investment Advice from Mars

Attention, Earthlings! My name is Curiosity. I am a land rover that NASA recently sent to Mars to explore this planet. I will be picking up rocks, drilling holes in the ground and analyzing lots of stuff. I’m also moonlighting as an investment adviser. Isn’t everyone these days? Would you like advice from Mars? It’s [...]

ETFs Come and Go by the Dozen

College students sometimes amuse themselves by throwing JELL-O against the wall to see if it sticks. In the 1990s, the exchange-traded fund (ETF) industry adopted a similar marketing strategy for new funds. Fund companies threw handfuls of new ETFs at the public all at once − with the hope that they would stick. The JELL-O [...]

Index Fund Portfolios Reign Superior

Mutual fund portfolios that hold only index funds have a far greater chance for higher returns than those holding actively-managed funds. The evidence in favor of all index funds, all of the time, is irrefutable, overwhelming and important to all investors. Most articles on index fund investing compare funds in a single asset class, such [...]

Hard to Beat a U.S. Total Market Fund

U.S. stocks are the cornerstone of growth in an investment portfolio. That’s why it’s important to select the right fund. Most actively-managed U.S. stock funds don’t achieve the return of the S&P 500 and even fewer beat the entire stock market. This is why wise investors stop chasing active management and switch to a low-cost [...]